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Gemini

Gemini Review (2026)

7.8

Gemini is a highly regulated US exchange founded by the Winklevoss twins, emphasizing security, compliance, and institutional-grade custody.

Founded: 2014HQ: New York City, New York, USA
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About Gemini

Founded in 2014 by Cameron and Tyler Winklevoss, Gemini is a New York-based cryptocurrency exchange built with a regulation-first approach. It was one of the first exchanges to obtain a BitLicense from the New York State Department of Financial Services (NYDFS). Gemini is known for its SOC 2 Type 2 security certification, making it one of the most secure platforms available. The exchange offers spot trading, staking, a credit card with crypto rewards, and Gemini Earn (lending). Its ActiveTrader interface provides lower fees and advanced charting. Gemini also operates a regulated dollar-pegged stablecoin, GUSD.

Fees

Fee TypeAmount
Maker Fee0.20%
Taker Fee0.40%
Withdrawal Fees10 free withdrawals per month; then network fees
Deposit FeesFree for crypto and wire; 3.49% debit card

Mobile/web convenience fee is 1.49%. ActiveTrader offers 0.20%/0.40% maker/taker. Volume discounts available.

Features

Fiat Support
Staking
Margin Trading
Futures Trading
P2P Trading
Copy Trading
Mobile App
Demo Account

Security

Two-Factor Auth
Cold Storage
Insurance
KYC Required
Proof of Reserves
Regulated in: United States (NYDFS BitLicense), United Kingdom (FCA), Canada, Singapore (MAS)

Pros

  • SOC 2 Type 2 certified — highest security standard among exchanges
  • Strong regulatory compliance with NYDFS BitLicense
  • Digital asset insurance coverage for hot wallet holdings
  • 10 free crypto withdrawals per month

Cons

  • Limited selection of only ~80 cryptocurrencies
  • Higher fees than most competitors, especially on mobile
  • No margin, futures, or derivatives trading
  • Gemini Earn program suffered losses during 2022 Genesis bankruptcy

Verdict

Gemini is the exchange of choice for security-conscious investors and institutions that prioritize regulatory compliance above all else. Its SOC 2 certification and NYDFS oversight offer unmatched peace of mind, though limited coin selection and higher fees are trade-offs.

Frequently Asked Questions

This content is for informational purposes only and should not be considered financial advice. Cryptocurrency investments carry significant risk.

Rating Breakdown

Overall7.8/10
Fees6/10
Security9.8/10
Ease of Use8.5/10
Coin Selection5.5/10
Customer Support7.5/10

Quick Info

Founded
2014
Headquarters
New York City, New York, USA
Supported Coins
80+
Fiat Currencies
7+

Last updated: 2026-04-01