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Crypto.com

Crypto.com Review (2026)

8.3

Crypto.com is a feature-rich platform offering a Visa card with crypto cashback, an exchange, DeFi wallet, and NFT marketplace — all in one ecosystem.

Founded: 2016HQ: Singapore
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About Crypto.com

Founded in 2016 by Kris Marszalek in Hong Kong and now headquartered in Singapore, Crypto.com has become one of the most recognized crypto brands globally, thanks in part to its high-profile sponsorships (including the naming rights to the former Staples Center in Los Angeles). The platform offers a comprehensive ecosystem: the Crypto.com App for simple buying/selling, the Crypto.com Exchange for advanced trading, a DeFi wallet, an NFT marketplace, and notably its Visa card program that offers crypto cashback of up to 5%. The native CRO token powers the ecosystem and provides tiered benefits based on stake amount.

Fees

Fee TypeAmount
Maker Fee0.075%
Taker Fee0.075%
Withdrawal FeesVaries by coin (e.g. BTC: 0.0006 BTC, ETH: 0.005 ETH)
Deposit FeesFree for crypto; free ACH; 2.99% credit/debit card

Exchange fees start at 0.075%. App spread markup is approximately 0.5-1%. CRO staking provides up to 10% fee discount.

Features

Fiat Support
Staking
Margin Trading
Futures Trading
P2P Trading
Copy Trading
Mobile App
Demo Account

Security

Two-Factor Auth
Cold Storage
Insurance
KYC Required
Proof of Reserves
Regulated in: United States (FinCEN, multiple state licenses), United Kingdom (FCA), France (AMF), Singapore (MAS), Dubai (VARA)

Pros

  • Visa card with up to 5% crypto cashback on everyday spending
  • All-in-one ecosystem: exchange, app, DeFi wallet, NFT marketplace
  • Competitive exchange fees starting at 0.075%
  • Available in the US with full regulatory compliance
  • Strong brand with $700M naming rights deal for Crypto.com Arena

Cons

  • App and exchange are separate products, which can be confusing
  • Visa card benefits reduced significantly in 2022
  • App has higher effective fees due to spread markup
  • CRO staking requirements for best card tier are substantial

Verdict

Crypto.com shines as an all-in-one crypto ecosystem, especially for users who want to spend crypto in daily life via its Visa card. The exchange offers competitive fees, though users should be aware that the app's convenience comes with a wider spread compared to the exchange.

Frequently Asked Questions

This content is for informational purposes only and should not be considered financial advice. Cryptocurrency investments carry significant risk.

Rating Breakdown

Overall8.3/10
Fees8/10
Security8.5/10
Ease of Use8.5/10
Coin Selection8/10
Customer Support7/10

Quick Info

Founded
2016
Headquarters
Singapore
Supported Coins
350+
Fiat Currencies
7+

Last updated: 2026-04-01